Individual Health Insurance/Short Term Insurance
Permanent or temporary health insurance policies for you and/or your family. These policies are medically underwritten, are not guarantee issue, and may have exclusions for pre-existing conditions.

Individual Dental and Prescription Coverages
Dental Insurance for individuals and families.

Health Savings Accounts
High deductible health insurance paired with a tax-deductible savings account that can be used to pay for your out-of-pocket medical expenses. Annual contributions to a health savings account can be up to the amount of the insurance deductible. They are designed to help individuals save for qualified medical and retiree health expenses on a tax-free basis.

Medicare Plans
In addition to Medicare there are a number of options to help lower your out of pocket costs.

Travel Insurance
Your major medical plan may not cover you if you are traveling outside the United States and serious medical events can cause additional difficulties. Travel insurance is the economical solution to be fully covered while traveling to another country from the United States or to the US from another country.

Employer Group Plans
Customized employee benefit programs that give employees options for health care coverage. Learn how to combine group health with voluntary benefits while reducing payroll taxes. Serving northern Indiana and southern Michigan.

Supplemental Products
Protect yourself from disastrous financial situations in case of serious accident or illness. Supplemental plans offer cash benefits to you to help with out of pocket medical expenses and well as nonmedical expenses and lost wages while you are sick or injured.